1 Which of the following is the disadvantage of going for public issue?
A Need to make continuous disclosures
2 Which of the following is not a criterion to select the Investment Bankers?
A No professional memberships or incorporations are required
3 Which of the following is not an asset of a bank?
A Overdue recurring deposits
4 The banking company has restriction to sanction loan to?
A Directors of the bank
5 Which of the following is a non-depository institution?
A Mutual funds
6 The disadvantage associated with leasing company is?
A High competitions because of entry to all financial institutions
7 Which of the following theory is associated with the financial system in the economic growth?
A Financial repression theory
8 Which of the following is not a financial intermediary in the financial markets?
A Small scale service institute.
9 Which of the following is not a function of a commercial bank?
A Registration of charges and mortgages
10 Which of the following is one of the three pillars of new Basel Capital Award?
A Market discipline
11 The interest in savings bank accounts of a bank is calculated on?
A Minimum amount of balance that is maintained in the account in between 10th and the last day of month
12 The credit policy of a bank does not deal with?
A Outstanding balances in deposit accounts
13 Issuing credit cards is a component of ?
A Retail banking
14 The origin of bank instruments can be traced to?
A Goldsmith receipts
15 Which of the following is not the function of commercial banks?
A Regulating the issue of bank notes.
16 The first woman Chief of State Bank of India (SBI) is -
A Arundhati Bhattacharya
17 Ashok Kumar Mathur is associated with which of the following institutions/commissions?
A 7th Pay Commission
18 The Kudankulam Nuclear Power Project (Tamil Nadu) has been set up in collaboration with which country?
A Russia
19 According to the new Company Act, 2013 companies earning profits have compulsorily to invest ………..per cent of their profit on Corporate Social Responsibility (CSR) -
A 2
20 Who headed the RBI-constituted committee to examine the recommendations of Financial Sector Legislative Reforms Commission (FSLRC)?
A G. Gopalakrishna
21 PDMA, which came to news during 2014 and associated with government’s borrowings, stands for -
A Public Debt Management Agency
22 The Bharatiya Mahila Bank (BMB) was set up with a seed capital of -
A Rs. 1,000 crore
23 The proposal to set up an Expenditure Management Commission (EMC) to bring in reforms related to govt. spending, came out of which of the following?
A Union Budget 2014-15
24 What is the minimum paid-up capital limit for Payments Banks and Small Banks as recommended by the RBI in its draft rules released during July 2014?
A Rs. 100 crore
25 Banco Espirito Santo (BES), which came to news recently, is a leading bank of which country currently going through a banking crisis?
A Portugal
26 Which bank organized the “The Banking and Economics Conclave 2014” during June 2014?
A SBI
27 Which IT company is the developer of Finacle e-Banking solution, which provides wide range of banking services to banks including CBS?
A Infosys
28 The Reserve Bank of India (RBI) announced its first bi-monthly monetary policy statement on which date, as an alternative to the traditional quarterly monetary policy statement?
A 1 April 2014
29 Which two entities were granted in-principle approval for bank licence by the RBI during 2014?
A IDFC Limited and Bandhan Financial Services
30 Which leading banking luminary was appointed as the special advisor of the interim President of IPL Sunil Gavaskar by the BCCI during April 2014?
A Deepak Parekh
31 What was the income criterion for “Super-Rich” individuals and Hindu Undivided Families (HUFs), as proposed in the draft of the Direct Taxes Code (DTC) released by the Finance Ministry during 2014?
A Annual Income of Over Rs. 10 crore
32 What is the extended deadline by the RBI for implementation of Basel III norms by the Indian banks?
A 31 March 2019
33 What is sbiINTOUCH?
A New range of high-tech digital branches launched by SBI
34 BCSBI, which is associated with country’s banking industry, stands for
A Banking Codes Standards Board of India
35 R. Gandhi has been working with which designation?
A Deputy Governor RBI
36 Loans to poor people by banks has many limitations including lack of security and high operating cost,so to help them which type of finance system developed.
A Micro Finance System
37 Who introduces the concept of micro finance in Bangladesh?
A Muhammad Yunus
38 One of the delivery channel for micro finance is SHG,what is SHG?
A Self help Group
39 JLG Means?
A Joint liability Group
40 Andhra Pradesh microfinance institution (regulations of money lending act) passed in?
A 2011
41 MACS Means?
A Mutually added co-operative society
42 LAB Means?
A Local Area Bank.
43 SKS Micro founded limited the only listed micro finance company in country is founded by
A Vikram Akula
44 Who launch an india micro-finance platform a portal on micro finance activity across the country with the assistance of world bank fund on 28 june 2013
A SIDBI
45 who is chairmen and managing director of Allahabad bank?
A Rakesh Sethi
46 Which committee has recommended creation of a separate category of NBFCs operating in the microfinance sector to be designated as NBFC-MFIs (Non-Banking Finance Company - Micro Finance Institutes) ?
A Y. H. Malegam
47 On 9th October 2013 RBI has announced set up a Technical Committee under the chairman ship of ____________ to examine the feasibility of encrypted SMS-based fund transfers.
A Sambamurthy
48 Which member of the world bank group launched the Indian Rupee Denominated bond, may be the first step towards internationalization of the Indian currency ?
A IFC
49 A Demand Draft payable to bearer may be issued only by
A RBI
50 Payment of a lost Demand Draft is made to the
A Purchaser
A Need to make continuous disclosures
2 Which of the following is not a criterion to select the Investment Bankers?
A No professional memberships or incorporations are required
3 Which of the following is not an asset of a bank?
A Overdue recurring deposits
4 The banking company has restriction to sanction loan to?
A Directors of the bank
5 Which of the following is a non-depository institution?
A Mutual funds
6 The disadvantage associated with leasing company is?
A High competitions because of entry to all financial institutions
7 Which of the following theory is associated with the financial system in the economic growth?
A Financial repression theory
8 Which of the following is not a financial intermediary in the financial markets?
A Small scale service institute.
9 Which of the following is not a function of a commercial bank?
A Registration of charges and mortgages
10 Which of the following is one of the three pillars of new Basel Capital Award?
A Market discipline
11 The interest in savings bank accounts of a bank is calculated on?
A Minimum amount of balance that is maintained in the account in between 10th and the last day of month
12 The credit policy of a bank does not deal with?
A Outstanding balances in deposit accounts
13 Issuing credit cards is a component of ?
A Retail banking
14 The origin of bank instruments can be traced to?
A Goldsmith receipts
15 Which of the following is not the function of commercial banks?
A Regulating the issue of bank notes.
16 The first woman Chief of State Bank of India (SBI) is -
A Arundhati Bhattacharya
17 Ashok Kumar Mathur is associated with which of the following institutions/commissions?
A 7th Pay Commission
18 The Kudankulam Nuclear Power Project (Tamil Nadu) has been set up in collaboration with which country?
A Russia
19 According to the new Company Act, 2013 companies earning profits have compulsorily to invest ………..per cent of their profit on Corporate Social Responsibility (CSR) -
A 2
20 Who headed the RBI-constituted committee to examine the recommendations of Financial Sector Legislative Reforms Commission (FSLRC)?
A G. Gopalakrishna
21 PDMA, which came to news during 2014 and associated with government’s borrowings, stands for -
A Public Debt Management Agency
22 The Bharatiya Mahila Bank (BMB) was set up with a seed capital of -
A Rs. 1,000 crore
23 The proposal to set up an Expenditure Management Commission (EMC) to bring in reforms related to govt. spending, came out of which of the following?
A Union Budget 2014-15
24 What is the minimum paid-up capital limit for Payments Banks and Small Banks as recommended by the RBI in its draft rules released during July 2014?
A Rs. 100 crore
25 Banco Espirito Santo (BES), which came to news recently, is a leading bank of which country currently going through a banking crisis?
A Portugal
26 Which bank organized the “The Banking and Economics Conclave 2014” during June 2014?
A SBI
27 Which IT company is the developer of Finacle e-Banking solution, which provides wide range of banking services to banks including CBS?
A Infosys
28 The Reserve Bank of India (RBI) announced its first bi-monthly monetary policy statement on which date, as an alternative to the traditional quarterly monetary policy statement?
A 1 April 2014
29 Which two entities were granted in-principle approval for bank licence by the RBI during 2014?
A IDFC Limited and Bandhan Financial Services
30 Which leading banking luminary was appointed as the special advisor of the interim President of IPL Sunil Gavaskar by the BCCI during April 2014?
A Deepak Parekh
31 What was the income criterion for “Super-Rich” individuals and Hindu Undivided Families (HUFs), as proposed in the draft of the Direct Taxes Code (DTC) released by the Finance Ministry during 2014?
A Annual Income of Over Rs. 10 crore
32 What is the extended deadline by the RBI for implementation of Basel III norms by the Indian banks?
A 31 March 2019
33 What is sbiINTOUCH?
A New range of high-tech digital branches launched by SBI
34 BCSBI, which is associated with country’s banking industry, stands for
A Banking Codes Standards Board of India
35 R. Gandhi has been working with which designation?
A Deputy Governor RBI
36 Loans to poor people by banks has many limitations including lack of security and high operating cost,so to help them which type of finance system developed.
A Micro Finance System
37 Who introduces the concept of micro finance in Bangladesh?
A Muhammad Yunus
38 One of the delivery channel for micro finance is SHG,what is SHG?
A Self help Group
39 JLG Means?
A Joint liability Group
40 Andhra Pradesh microfinance institution (regulations of money lending act) passed in?
A 2011
41 MACS Means?
A Mutually added co-operative society
42 LAB Means?
A Local Area Bank.
43 SKS Micro founded limited the only listed micro finance company in country is founded by
A Vikram Akula
44 Who launch an india micro-finance platform a portal on micro finance activity across the country with the assistance of world bank fund on 28 june 2013
A SIDBI
45 who is chairmen and managing director of Allahabad bank?
A Rakesh Sethi
46 Which committee has recommended creation of a separate category of NBFCs operating in the microfinance sector to be designated as NBFC-MFIs (Non-Banking Finance Company - Micro Finance Institutes) ?
A Y. H. Malegam
47 On 9th October 2013 RBI has announced set up a Technical Committee under the chairman ship of ____________ to examine the feasibility of encrypted SMS-based fund transfers.
A Sambamurthy
48 Which member of the world bank group launched the Indian Rupee Denominated bond, may be the first step towards internationalization of the Indian currency ?
A IFC
49 A Demand Draft payable to bearer may be issued only by
A RBI
50 Payment of a lost Demand Draft is made to the
A Purchaser
